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  1. Long wait times at the bank
  2. Difficulty accessing bank branches during non-business hours
  3. Complicated and confusing fee structures
  4. Limited ATM availability
  5. High fees for overdrafts
  6. Lack of transparency in account terms and conditions
  7. Limited customer service options
  8. Difficulty transferring funds between accounts
  9. Slow processing times for deposits and withdrawals
  10. Inconvenient branch locations

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