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- Lack of access to traditional banking services for underserved populations
- High fees and hidden charges associated with traditional banking services
- Slow and inefficient payment processing systems
- Lack of transparency in financial transactions
- Difficulty in transferring money internationally
- Limited options for managing personal finances and investments
- Security concerns related to online banking and digital payments
- Limited options for small businesses to access capital
- Lack of financial literacy and education for consumers
- Difficulty in managing multiple accounts and financial products