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  1. Difficulty in finding the right mortgage lender
  2. Lengthy and complicated mortgage application process
  3. High interest rates
  4. Hidden fees and charges
  5. Limited mortgage options available
  6. Unclear terms and conditions
  7. Lack of transparency in the mortgage process
  8. Poor customer service from mortgage lenders
  9. Delays in mortgage approval process
  10. Inability to secure a mortgage due to credit score

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